5: Dealing With Debt-Sabbath School Lesson Teaching Plan

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Prepared by William Earnhardt, for Sabbath School class February 4, 2023.

Main Theme: God can help us out of debt so we can be good stewards.

Read in Class: Deuteronomy 28:1-2, 12. Define the main idea of this passage.

Study: What is God’s ideal for His children regarding debt? How can they attain this ideal? And though this context is very different from ours, what principles can we take away from this context and apply to our own now?

Apply: Read Matthew 6:24 and 1 Timothy 6:6-9. What is said here that all of us need to heed? What do these words mean to you, and in what ways can you better follow what the Word is teaching us here?

Share: Your friend says she is overwhelmed with debt. She knows she has made mistakes and corrected them, but the debt is too great and she does not believe she will ever be debt free again. How do you respond to your friend? How could 2 Kings 6:1-6 help?

Read in Class: Proverbs 22:7. Define the main idea of this passage.

Study:  In what sense are we under bondage to the lender?

Apply: “Let your conduct be without covetousness; be content with such things as you have. For He Himself has said, ‘I will never leave you nor forsake you.’ ” (Heb. 13:5, NKJV). How could applying these words greatly help people avoid getting into debt?

Share: Your friend says that it is impossible to avoid debt. Who can pay cash for a car or brand new home? How do you respond to your friend?

Read in Class: Proverbs 6:1-5, Proverbs 17:18 and Proverbs 22:26. Define the common thread of these passages.

Study: What is the message here?

Apply: Read Proverbs 28:20 and 1 Timothy 6:9-10. How can you avoid being greedy for riches? How are you learning to be content like Paul mentions in 1 Timothy 6:6?

Share: Your friend asks you to cosign for him so he can finally buy a home, as his entire family has been living in a small apartment. How do you respond to your friend?

Read in Class: Deuteronomy 15:1-5. Define the main idea of this passage.

Study: What did the Lord require of His people as revealed in these verses?

Apply: If you have lent people money, how honest and fair and kind are you in your dealings with them? How would you fare before God when you have to answer for those dealings? (See Eccles. 12:14)

Share: This week can you think of a student who may be behind on his or her tuition or even lunch bill? How can you help them out this week?

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